Member Benefits

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We provide comprehensive, self-insured healthcare solutions for colleges, universities, and secondary schools

If you are looking for quality, cost-effective healthcare benefits for your faculty, staff, and family members, turn to edHEALTH. Our attractive healthcare programs enable you to offer the same coverage and doctors, hospitals, and other providers at lower costs. Join the 23 other educational institutions that have become member/owners of edHEALTH. You and your employees will be glad you did!

Lower costs

• Larger group = better pricing and less volatility
• Low negotiated Third-Party Administrator (TPA) fees
• Transparent advisor payments
• No payments of profits to TPAs on top of claims (unlike fully insured plans)
• Reduced Affordable Care Act (ACA) taxes

Transparency

• Total transparency for rate setting: claims, fees, and voluntary add-ons
• Direct relationships with plan administrators
• Compare cost utilization, trends, and best practices with other member schools

Stop-Loss Captive

• Pooled experience
• Larger group = better pricing and more predictability
• Each school determines its own self-insurance retention rate based on its risk tolerance
• Captive structure protects 100% of the risk
• Member schools own and control the captive
• Potential for future dividends

How it works

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Contact Us

866.692.7473

Contact edHEALTH today for more information.